MSME Finance Solutions by Bizonics
Get the Funds You Need. Grow Your Business.
MSME Finance
Your Business Deserves Better Financing
Running a micro, small, or medium business? Need funds to grow, buy equipment, or manage cash flow? You’re not alone. MSMEs (Micro, Small, and Medium Enterprises) drive the economy, but getting a loan can feel impossible. Long waits, confusing paperwork, and rejections waste your time.
At Bizonics, we fix this. We partner with 32+ Banks, NBFCs and Fintech to simplify loans for you. No more running from bank to bank. No more endless paperwork. Just fast, hassle-free funding tailored for your business.
What You’ll Love About Us
No Hidden Fees
We’re transparent. No surprises.
Save Time
Stop applying to banks individually. We do the work.
Stress-Free Process
We handle paperwork, follow-ups, and negotiations.
Personalized Help
A dedicated manager guides you at every step.
What is MSME Finance?
MSME Finance includes loans, credit lines, and other funds designed for small businesses. Whether you need ₹25 lakhs or ₹50 crores, these loans help you:
- Buy machinery or inventory.
- Expand operations.
- Hire staff.
- Cover day-to-day expenses.
- Recover from slow seasons.
But traditional loan processes are slow and frustrating. Banks ask for collateral, high credit scores, and piles of documents. Many businesses give up.
Why Choose Bizonics for MSME Loans?
Bizonics helps businesses in every sector. We understand your industry’s needs.
1. One Application, Multiple Banks
Apply once. We access the profile thoroughly & provide the best solution. You get more options, better rates, and faster approvals.
2. No Collateral? No Problem
Many banks demand collateral. We connect you with lenders offering unsecured loans for both domestic & International Business.
3. Expert Guidance
Loan terms confusing? Our team explains everything in plain English. We help you pick the best offer.
4. Quick Processing
Get approval in 48 hours and funds in 7 days. No waiting months.
5. All Credit Scores Welcome
Low credit score? We still find solutions for you.
Industries We Serve
Bizonics helps businesses in every sector. We understand your industry’s needs.
Manufacturing
Need money for machines, raw materials, or factory upgrades? We get it.
Service
Running a salon, IT firm, or consultancy? Get funds to hire staff or grow.
Trading
Struggling with inventory costs or cash flow? We fix gaps fast.
Infrastructure
Building roads, warehouses, or utilities? Loans for equipment and projects.
Tourism & Hospitality
Hotels, travel agencies, or restaurants? Manage seasonal slumps or expand.
Loans We Offer
1. Working Capital Loans
Running out of cash to pay suppliers or employees? A working capital loan keeps your business moving.
- Loan amount: ₹25 lakhs to ₹50 crores
- Use it for daily expenses, inventory, or emergencies.
2. Machinery/Equipment Loans
Upgrade your tools, buy new machines, or automate processes.
- Loan amount: ₹10 lakhs to ₹50 crores
- Repayment: Up to 7 years
- Flexible terms to match your cash flow.
3. Business Expansion Loans
Opening a new branch? Launching a product? Or any kind of Business Expansion. Grow confidently.
- Loan amount: ₹20 lakhs to ₹50 crores
- Repayment: Up to 15 years
4. Unsecured Business Loans
Need funds fast without pledging assets?
- Loan amount: ₹5 lakhs to ₹100 lakhs
- Approval in 24–48 hours.
5. Loan Against Property
Own commercial/residential property? Use it to get a larger loan at lower rates.
- Loan amount: Up to 95% of property value
- Repayment: Up to 15 years
How Bizonics Makes It Easy
Share Your Needs
Tell us how much you need and why. A 5-minute call or online form is all it takes.
Match with Lenders
We analyze your profile and share it with banks that fit your needs.
Compare Offers
Review loan offers (amount, interest rate, terms). We’ll explain the fine print.
Get Funded
Once approved, money hits your account in days.
FAQ
Frequently asked questions.
₹25 lakhs to ₹50 crores, based on your business health and needs.
Basic paperwork like bank statements, PAN, GST, and business proof. We’ll share a checklist.
As fast as 48 hours for unsecured loans.
No! We work with all credit profiles.
Ready to Grow Your Business?
About Bizonics
We’re a trusted loan partner for MSMEs, having more than 33 years of combined experience in Retail, Corporate, and International Banking. With 1,000+ corporations and clients served, we understand your challenges. Our goal? Make loans simple, quick, and fair.
