CC / OD & Unsecured Finance
Welcome to Bizonics!
CC/OD & Unsecured Finance Services by Bizonics
We’re Bizonics, and we’re here to help your business grow. Need quick cash for daily expenses? Or maybe funds to take your business to the next level? Don’t worry, we’ve got you covered.
Our CC/OD (Cash Credit/Overdraft) and Unsecured Finance services are made just for Indian businesses like yours. Let’s keep it simple and see how we can help you.
What is CC/OD?
CC/OD stands for Cash Credit and Overdraft. Think of it as a safety net for your business. It lets you borrow money whenever you need it, up to a limit we set for you. No need to apply for a loan every time. Easy, right? Here’s how it works:
- Cash Credit (CC): This is a short-term loan. You can take money as you need it, up to the limit we approve. You only pay interest on what you use. It’s perfect for things like buying stock or paying suppliers.
- Overdraft (OD): This is similar to CC. It lets you take out more money than you have in your bank account, up to a limit. Great for sudden expenses or when cash is tight.
At Bizonics, we give you options. You can go for secured CC/OD, where you give something like property as a guarantee. Or choose unsecured CC/OD, where no guarantee is needed. We’ll sit with you and figure out what works best.
How Can CC/OD Help You?
Let’s say you run a small factory. You need raw materials, but your buyers haven’t paid you yet. Cash gets tight. With CC/OD, you can borrow what you need to keep going. When your buyers pay, you return the money. Simple and smooth.
Or maybe you’re a shopkeeper. The festive season is coming, and you need to stock up. Sales will come later, but you need money now. CC/OD gives you that cash upfront. You pay it back as you sell. No stress.
We offer CC/OD limits from ₹10 lakhs to ₹50 lakhs. It depends on your business and how much you can handle. Our interest rates are fair, and you only pay for what you use. Plus, applying is super easy—just a few papers, and you’re set.
What is Unsecured Finance?
Unsecured Finance is about trust. We lend you money without asking for any property or assets as a backup. We believe in your business. Here’s what it’s all about:
No Assets Needed
You don’t have to give anything as a guarantee. This makes it quick and simple.
Fast Approval
No assets to check means we can say yes faster—sometimes in just a few days.
Use It Your Way
Need to grow your business? Hire people? Buy equipment? You decide how to use the money.
We have two main options for Unsecured Finance:
Term Loans
You get a big amount all at once. Then, you pay it back in small monthly chunks over a set time.
Line of Credit
This is like CC/OD. You get a limit and take money as you need it.
Every business is different. So, we tweak our plans to fit what you need.
How Can Unsecured Finance Help You?
Unsecured Finance is a big deal for many businesses. Let’s see how.
New Businesses
Just starting out? You might not have much to offer as a guarantee. No problem. We look at your ideas and give you the money you need.
Growth Plans
Want to open a new shop or launch a product? Unsecured Finance gives you cash without locking up what you already own.
Daily Needs
Like CC/OD, it helps you keep things running when money is short.
Our repayment plans are flexible. You pick what suits your cash flow. Our rates are good, and we get the money to you fast. That’s how we roll at Bizonics.
Why Pick Bizonics?
Here’s why we’re the right choice for your CC/OD and Unsecured Finance:
- We Guide You: Our team knows finance inside out. We’ll walk you through everything.
- Good Rates: We keep our interest rates low so you save more.
- Quick Service: Time matters. We process your request fast.
- Easy Terms: We make repayment plans that fit your business.
- Always Here: Got questions? Our support team is just a call away.
Who Can Apply?
Want our services? Here’s what we look for:
Business Age
Your business should be running for at least 3 years.
Sales
You should make at least ₹50 lakhs a year.
Credit Score
A good score shows us you’re good with money.
Not sure if you qualify? No worries. Talk to us. We’ll check and find a way to help.
How to Apply?
Getting started is simple. Here’s what to do:
Apply
Fill a form online or come to our branch.
Show Papers
We need things like your business proof, bank statements, and sales records.
Wait a Bit
We check everything and reply in a few days.
Get Money
Once we say yes, the cash hits your account fast.
Let’s Get Started!
Ready to boost your business? Reach out to us today. We’ll tell you more about CC/OD and Unsecured Finance. At Bizonics, we’re here to support you all the way. Let’s make your dreams happen!
